Free Online Personal Budgeting Basics Course
Enroll in the Personal Budgeting Basics course for free.
With certificate option!
100% Online Course
You study remotely on an intuitive platform, from anywhere and whenever you want. Available 24 hours a day, 7 days a week.
Free Online Course
This course is free to access! If you want to prove your knowledge, you can get an official Digital Certificate, starting at $12.99.
Workload: 4h
The course load is 4hours based on the available course content.
Program Content
About the Course
Certificate workload: 4 hours
Looking to take control of your finances and secure a stable future? Our course "Understanding Personal Finance" offers a comprehensive guide to setting up budgets, managing expenses wisely, developing saving strategies, and monitoring your financial health. Learn valuable skills to enhance your financial literacy and make informed decisions. Enroll for free today and opt for a minimal fee for certification upon completion. Start your journey toward financial success now!
Course Objectives
By the end of this course on Personal Finance, you will have a comprehensive understanding of financial management, be able to effectively create and track a budget, implement efficient saving strategies, and make necessary adjustments to optimize your financial health. Gain the knowledge and skills needed to confidently manage your personal finances and secure a stable financial future.
Target Audience
- Individuals looking to gain a better understanding of personal finance
- Those interested in improving their budgeting skills
- People seeking to learn how to manage expenses effectively
- Individuals wanting to develop saving strategies and habits
- Anyone looking to enhance their financial monitoring and budget adjustment skills
Job Market
Upon completion of this course, you will acquire the essential skills and knowledge needed to effectively manage your personal finances. In today's competitive job market, the ability to understand and control your finances is crucial for long-term financial success. Whether you are a college student, young professional, or someone looking to improve their financial literacy, this course will equip you with the tools to confidently navigate the world of personal finance. Take the first step towards financial independence and enroll in this course today.
Certificate of Completion
ATTENTION. THE CERTIFICATE IS NOT FREE: SkillVelo offers complete access to the content and evaluation of our courses at no cost. However, obtaining the Digital Certificate requires the payment of an issuance fee.
The certificate can be used for:
- Complementary activities (extracurricular hours)
- Enrich your CV
- Assessments of companies in recruitment and selection processes
- Assessments for internal promotions in companies
- Additional bonuses depending on your career plan
- Public competitions (by checking the notice)
- Evidence of qualifications (by checking the notice)
- Masters and doctorate selections;
- And many other purposes
Value Your Learning
Investing in a certificate of completion not only recognizes your dedication to the course, but also strengthens your professional credibility. A validated certificate is concrete proof of your new skills and knowledge, making you stand out in the market work and educational journey.
Get Your Digital Certificate
As it is a Digital Certificate, we do not send the certificate by post. After passing the course and paying the issuance fee, the certificate will be available for download and printing directly from your virtual student environment.
Prepare for a Learning Journey
We are excited to share our innovative platform like you! Get ready for a learning experience full of discovery and growth. May your studies be full of inspiring and motivating moments. Make the most of this opportunity!

Certificate of Completion
Upon completing the course, you have the option to request a digital certificate (Certificate of Completion - PDF), showcasing your skills and qualifications to stay competitive in the job market.
Important: Issuing the digital certificate is optional and requires payment of a Certificate Issuance Fee, depending on the course workload.
Validity and Recognition: The certificate is valid for curricular purposes and title tests, respecting the workload described.
Immediate Availability: After payment, the digital certificate is immediately available for download in your student area.
Credibility: Highlight your dedication to continuous learning and stand out in today’s job market.
Frequently Asked Questions
All SkillVelo courses have free registration, in which you have the right to access the course for 90 days, download the booklet(s) and take the online assessment.
If you wish to issue the Digital Certificate, a fee of R$39.70 is charged. (The Digital certificate is not sent to your home, it will be available in the student area for download and printing)
Issuing the digital certificate is optional and the student can enroll in as many courses as they wish, study at their leisure, even if they are not interested in requesting the certificate for all or for none. There will be no blocking or restriction of access to students who do not request the certificate.
Yes. Each course has its own tempo, independent of other courses. You can take as many courses as you want at the same time.
The certificate is released immediately after confirmation of payment of the fee.
Remembering that to have the option of requesting the certificate, the student must pass the assessment.
Payment Confirmation Deadline
Credit Card: release is immediate, but may eventually take a while due to system problems, transaction flow, need for confirmation from the card operator, among others.
No, the certificate is not free.
If you wish to issue the Digital Certificate, a fee of R$39.70 is charged. (The Digital certificate is not sent to your home, it will be available in the student area for download and printing)
Remembering that the issuance of the digital certificate is optional and the student can enroll in as many courses as they wish, study at their leisure, even if they are not interested in requesting the certificate for all or none. There will be no blocking or restriction of access to students who do not request the certificate.
The free courses have a variable workload from 10 to 100 hours. The description of each course contains its workload.
Yes, you can use the certificate to complete extracurricular hours at college, fulfill requirements in public competitions, participate in functional progression, title tests, or even to move up in your company.
As it is a Digital Certificate, SkillVelo does NOT send the certificate by post.
As soon as payment of the fee for issuing the digital certificate is approved, it will be released on the Student Portal for Download and Printing.